Zero-to-One · Platform

Supplier Integration Ecosystem

The Problem

Physical card fulfillment relied on fragmented, manual tracking across many external suppliers creating fraud exposure, high customer-call volume, and no end-to-end visibility from application to delivery.

My Role

Owned the product from an undefined, zero-to-one problem with no existing pattern to follow through business case, funding, cross-team build, and scale. Led new real-time API integration across 7 external vendors while establishing new contractual relationships and support structure.

The Outcome

An estimated $15M in annual savings, a ~2% reduction in fraud, and a ~7% reduction in customer calls. Now we knew where customer's card were when they called.

Platform Consolidation

Enterprise Case Management Platform

The Problem

Five major operational workflows ran on separate legacy systems, duplicating effort and driving unnecessary operating cost.

My Role

Led the consolidation of all five workflows into a single case management platform, coordinating across the teams that owned each legacy system.

The Outcome

Eliminated 4 legacy systems and an estimated $1.2M in annual savings.

Event-Driven Systems

Real-Time Messaging & Triggering Platform

The Problem

There was no scalable way to deliver timely, relevant, multi-channel messages tied to real customer behavior — messaging efforts were one-off and manual.

My Role

Built and owned two event-driven messaging platforms, including the underlying data model, growing the platform from a single annual use case to 10+ per year across multiple lines of business.

The Outcome

15+ real-time triggers launched, with an estimated $50M in annual value delivered.

AI-Informed Decisioning

Fraud & Dispute Workflow Optimization

The Problem

A digital fraud-reporting workflow had a false-fraud rate above 20%, creating both poor customer experience and hidden operational cost.

My Role

Introduced a risk-model-driven workflow to guide the digital dispute and fraud-reporting experience, embedded in a mobile app used by millions of customers.

The Outcome

An estimated 15% reduction in the false-fraud rate, scaled to a mobile customer base in the millions.

Rapid Response · Marketing

Customer Resiliency Response Program

The Problem

A sudden, widespread economic shock meant many customers needed help quickly, with no existing playbook for identifying and reaching them at speed.

My Role

Led strategy and execution for targeted digital and mobile outreach, combining direct customer research with rapid, iterative campaign launches.

The Outcome

Cut campaign launch time from one campaign every 6 months to 6 campaigns in 4 months, contributed to an estimated 5% reduction in missed payments, and an estimated $40M in annual reduced losses.

AI-Informed Decisioning

Fraud Alert Case Decisioning Platform

The Problem

Fraud alerts generated by risk models were decisioned inconsistently, with no unified system to investigate and act on them efficiently.

My Role

Designed a case management platform to centralize decisioning across deposit, new account, account takeover, check validation, and wire fraud queues.

The Outcome

An estimated $50M in annual reduction in fraud losses and platform costs.

iOS & Android

Native Mobile Product Launches

The Problem

Two organizations needed a first native mobile presence, built from the ground up with no existing playbook.

My Role

Owned a native lock-screen product from concept through delivery at one company, and led a native app launch from concept to release at another.

The Outcome

Two native iOS/Android products shipped end-to-end, each a genuine zero-to-one build.